As AXA Advisor’s Senior Executive Vice President, Vincent Parascandola has become well known in the business world. He is responsible for the recruitment and placement of individuals in high level positions. He handles their development, retention, and is the manager for sales development. His career started when he attended Pace University and received his Bachelor of Science degree upon graduation. Vincent has served the financial industry for twenty years and is the ideal candidate to lead AXA Advisors. He possesses every skill necessary to excel in his current position.
Vincent Parascandola started his career path as an agent for Prudential in 1987 and his hard work was honored when he was chosen as the National Rookie of the Year. This fueled his motivation to become successful in business. In 1990 he left Prudential and served MONY Life Insurance. His feet were on the road to success when he joined AXA Advisors in 2004. He held the position of chairperson for one of the units of AXA Equitable called the Advantage Group. In his current position his industry experience, knowledge, and expertise have added to his reputation and benefited AXA Advisors. Visit Pocomuseum for more details.
Through AXA Advisors Vincent Parascandola is immersed in financial services and global insurance. The insurance brand of the business has seen an international growth rate of fourteen percent. Their main presence is in the Asia-Pacific region, Western Europe, North America, and the Middle East. The company gives businesses and individuals the ability to take the necessary steps towards achieving financial security. AXA Advisors have stood for stability and reliability since 1859. The protect the futures of their clients to provide peace of mind and confidence.
AXA Advisors have additionally become known for both their artistic initiatives and social philanthropy. They help researchers in the hopes all human suffering can one day be eliminated. In 2008 AXA Advisors established a research fund to give their support to research focused on human life. They want to have an understanding of any risks on the environment that causes an adverse effect on human life so they can find the solutions. They believe they can make a difference. You can visit Vimeo for more videos.
In a recent interview, David Giertz spoke to Veronica Daughter of Wall Street Journal about the challenges of retirement planning and social security in the country. He emphasized that most brokers do not talk about the issue of social security with their clients and the benefits that they can get from it. He urged financial advisor to talk about social security in retirement with their clients in-depth.
A survey conducted by the Nationwide Financial showed that a large group of people did not discuss social security with their advisors and that they would not think twice before changing their advisor if this happens on moneytips.com. Since social security can be a complicated subject and it can get difficult for them to explain the rules and terms to their clients, most of the advisors avoid it at all costs. But, this is a mistake on their part, and they should find a way to make it happen.
During the interview, David Giertz discussed the importance of social security when planning your retirement so that you are financially secured when you retire. If planning is done correctly, social security can compromise up to forty percent of the total income after retirement. Thus, social security is an important topic that should not be avoided at all cost. Advisors should speak to their clients about the best time to start their social security investment otherwise they may end up losing thousands of dollars when they retire.
Read more: These big mistakes will result in smaller Social Security checks
David Giertz holds the position of President at the Nationwide Financial Services and has more than three decades of experience in the financial sector on About.me. His specialization is in the sales and distribution of bonds, retirement planning, and life insurance.
David completed his graduate in business management from Millikin University and then went on to earn in MBA from the University of Miami. Soon after that, he obtained his FINRA license to practice as a financial broker.
Find more details about David Giertz: https://soundcloud.com/davidgiertz
Ignition Financial wants to advise anyone who is ready to get their car refinanced, but some people may have questions about the refinancing process. Unlike different refinancing processes that require appraisals, fees, and a lot of time, refinancing a vehicle is simple and quick. It’s so easy to refinance a vehicle that most of the process can be done online. Ignition Financial has even made their own online application, which will save you time. There are several specific reasons why a person may want to refinance their loan, so determine if any of these reasons fit your situation.
Credit Improvement – If you’ve improved your credit in the time that you’ve been paying for your car, then it’s likely that refinancing your car will lower your interest rates as well as the amount you are paying on the loan every month. Improved credit is always best, especially if it’s improved to where it goes from fair credit to good credit, so this would be a good time to refinance your car. You can also expect to get a very good interest rate that can ultimately save you hundreds of dollars a month and thousands of dollars throughout the lifetime of the loan.
Change Of A Financial Situation – You may get a job expecting to be paid $30,000 a year, but anything can happen that can change your income. You can be injured, you can be laid off, or you may even have a child, which changes the circumstances of your monthly budget. Whenever your financial situation changes, it may be necessary to refinance your vehicle to save you more money each month, especially if you need to allocate that extra money towards other expenses.
Interest Rates Change/High Initial Interest Rates – When you received your previous loan, you were given a high interest rate, and you know that because things have changed, such as credit improvement, you feel you can get lower interest rates when you refinance. You didn’t get the best rate when you first purchased your vehicle, so refinancing may give you the rate that you wanted all along. Interest rates also can drop over time, so by default, refinancing your vehicle may be able to save you money, even if your credit rating hasn’t changed.